Margin Rates
X Trade Center's margin rates are among the lowest available in the industry, as low as 6.00%
| Dollar Range | Above/Below Base Rate | Effective Rate |
|---|---|---|
| $1,000,000 + | - 2.25% | 6.00% |
| $500,000 ~ $999,999 | - 1.65% | 6.60% |
| $250,000 ~ $499,999 | + 0.25% | 8.50% |
| $100,000 ~ $249,999 | + 0.50% | 8.75% |
| $50,000 ~ $99,999 | + 1.00% | 9.25% |
| $25,000 ~ $49,999 | + 1.50% | 9.75% |
| $10,000 ~ $24,999 | + 1.75% | 10.00% |
| $0 ~ $9,999 | + 2.00% | 10.25% |
As of June 16, 2022, the current base rate is 8.25%. Subject to change without prior notice.
When setting base rates, X Trade Center considers indicators like commercially recognized interest rates, industry conditions related to credit, the availability of liquidity in the marketplace, and general market conditions.
Credit Interest
| Cash Balance | Rate |
|---|---|
| $0 - $24,999 | 0.01% |
| $25,000 - $99,999 | 0.01% |
| $100,000 - $499,999 | 0.01% |
| $500,000 - $999,999 | 0.01% |
| $1,000,000 + | 0.01% |
We reserve the right to amend our credit interest policy from time to time in response to changes in prevailing interest rates and other factors. Credit interest rates effective 03/31/2020.
FDIC Insured Deposit Rates
| Cash Balance | Rate |
|---|---|
| $0 - $24,999 | 0.01% |
| $25,000 - $99,999 | 0.01% |
| $100,000 - $499,999 | 0.01% |
| $500,000 - $999,999 | 0.01% |
| $1,000,000 + | 0.01% |
FDIC Insured Deposit Rates will be based on numerous factors, including the current interest rate environment, and is subject to change without notice. FDIC insured deposit rates effective 04/03/2020. Please review FDIC Sweep Program Terms & Conditions
The X Trade Center Difference
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HOW WE COMPARE TO OTHERS >
